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The NEPGA MasterCard®

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Now you can get the card that's just right for you–right from us. You'll enjoy very competitive rates and personalized local service.


• No annual fee
• No balance transfer fee
16,000 points after initial purchase and annually thereafter
• Earn 4 points for each dollar spent for all NEPGA sponsored events and any merchandise purchased in PGA Pro Shops
• Earn 3 points per dollar spent for travel and 2 points per dollar spent for all other purchases**
• No expiration or cap on points earned
• Redeem points for merchandise, cash and gift cards
• % of each purchase is donated to the NEPGA foundation
• & much more!

Apply now!

Click here to apply for either a business or consumer NEPGA Avidia Bank MasterCard®.

MasterCard® Guides to Benefits

Business World Elite
Consumer World Elite
Consumer Platinum

Credit Card Agreements

Business World Elite
Consumer World Elite
Consumer Platinum

Frequently Asked Questions

For more information, view our list of frequently asked questions.

**Transactions excluded from point calculation include cash advances, ATM withdrawals, convenience checks, and balance transfers, any fees and card-related charges posted to a Card account, tax payments or any unauthorized charges or transactions. Avidia Bank is not affiliated with any retailer participating in the bonus point program. Avidia Bank reserves the right to change the program at any time.